Privacy Policy

O`Regan Agencies Limited is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This privacy statement (the “Privacy Statement”) applies to the O`Regan Agencies Limited website and our provision of products and services to you. By using a Site you consent to the collection, use and disclosure of your personally identifiable information and other data in accordance with this Privacy Statement. Please note that we reserve the right to amend this Privacy Statement at any time, and without notice, and we encourage you to review it on a regular basis as it may change from time to time.

Collection of Information

In the course of operating a Site and providing products and services, we may collect personal information about you, such as your e-mail address, name, address or telephone number. Personal Information is collected by us in association with your activities on or related to the Site, for example, when you open an account with us, register for classes on-line or purchase our products or services. In addition, if you choose to contact any of our customer service representatives, we may keep a record of that communication so that we may fully address the subject matter. We may also receive Personal Information from our business partners and other third parties, provided that such third parties confirm to us that you have permitted them to share such information.

Business contact information such as the name, title, business address, e-mail address or telephone number of a business or professional person, or an employee of an organization, is not considered Personal Information.

Each time you visit website, the web server automatically collects your Internet service provider's address, the web page from which you logged in, web browser software and a record of your activity while visiting the site. Unless you tell us who you are, this information is non-personal information and is not subject to this Privacy Policy.

In the event that you provide the Personal Information of persons other than yourself, you represent and warrant that you have obtained their consent to do so. You acknowledge that those persons have the right to alter and change the information you have provided in respect of them. 

Use of your Personal Information

O`Regan Agencies Limited may use your Personal Information to operate the Site, to deliver products and services and to maintain responsible service relations with you. We may use your Personal Information to inform you of products or services available from us and our affiliates and to provide information to you about changes or enhancements to a Site or our products or services. We may also contact you via surveys to conduct research about your opinion of current products and services or potential new ones that we may offer.

O`Regan Agencies Limited may share your Personal Information with trusted partners, employees, agents, suppliers and service providers to help us provide the Site, information, products and services more efficiently and to gain assistance in performing statistical analysis, communicating with you and providing customer support. We prohibit such third parties from using your Personal Information except to provide these services to O`Regan Agencies Limited, and they are required to maintain the confidentiality of your information.

O`Regan Agencies Limited does not sell, rent or lease its customer lists to third parties. O`Regan Agencies Limited may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your Personal Information will not be transferred to the third party.

O`Regan Agencies Limited will not use or disclose sensitive Personal Information, such as race, religion or political affiliations without your explicit consent.

O`Regan Agencies Limited websites will only disclose your Personal Information without notice as follows:
1) when you have given us your consent to disclose your Personal Information for a designated purpose;
2) in connection with a O`Regan Agencies Limited corporate reorganization, merger or amalgamation with another entity, or a sale of all or a substantial portion of the assets of O`Regan Agencies Limited, provided that the Personal Information disclosed continues to be used for the purposes permitted by this Privacy Statement by the entity acquiring the information; or
3) if required to do so by law or in the good faith belief that such action is necessary to conform to the edicts of the law or comply with legal process served on O`Regan Agencies Limited or the Site, protect and defend the rights or property of O`Regan Agencies Limited, or act under exigent circumstances to protect the personal safety of users of O`Regan Agencies Limited or the public.

We intend to keep your Personal Information only as long as it is required to satisfy the purpose for which it was collected.
Use of Cookies

Your Internet browser has a feature called "cookies," which stores small amounts of data on your computer about your visit to our website and permits the site to recognize future visits using that computer. Cookies tell us nothing about who you are unless you specifically give us personal information. 

You may also elect not to allow cookies to be collected by selecting certain options on your Internet browser. You do not need to have cookies turned on to visit the website, however declining the use of cookies may affect your use of the site and your ability to access certain features.
Security of your Personal Information

O`Regan Agencies Limited secures the Personal Information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When Personal Information, such as a credit card number, is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol. However, please be advised that we are not responsible or liable for the loss or theft of your Personal Information, or other data, or for any loss or damage which occurs as the result of a third party’s activities or actions, such as hacking, or your use of any third party website accessed through a Site.

You can help protect the security of your Personal Information. For instance, never give out your password or log in information, since this is what is used to access your account or registration information. Also, remember to log out of your account and close your browser window when you finish using a Site or surfing the Internet. 

Links to Other Websites 

O`Regan Agencies Limited encourages you to review the policy statements or policies of websites you choose to link to from a Site so that you can understand how those websites collect, use and disclose your information. We are not responsible for the privacy practices employed by other companies or parties or for the content of their websites. 
Changes to this Privacy Statement

O`Regan Agencies Limited will occasionally update this Privacy Statement to reflect company requirements and customer feedback. We encourage you to periodically review this Privacy Statement to be informed of how O`Regan Agencies Limited is collecting, using, disclosing, and protecting your information.
Accessing and Changing Your Information

O`Regan Agencies Limited provides you with the means to access, update, edit or delete any Personal Information you may have provided to us. If you are unsure whether we have a record containing any of your Personal Information and would like to confirm whether or not we do, please contact our office and include your name, address and the email address we would have for you. Also, if you decide at any time that you do not wish to be contacted by us and/or do not want to receive the materials and information we regularly provide to our customers, you may choose to have your name removed from our contact list by contacting our office.